Arizona Student Health Insurance

Shortly millions of American students will be heading back to school. Some will be boarding buses to continue their primary education while others will be driving off to attend universities & community colleges. Regardless of their destination, as parents, we worry about their health and well being. During these inflationary times, providing health insurance for our young students can be a burden for some families. Often families provide health insurance for their children through their group health plans from work. Parents will find substantial health insurance premium savings by putting their children and young adults on their own individual or Arizona student health policies.

Many employer sponsored group family health insurance plans are astronomical in price. In many instances a family can realize a large cost saving by switching their children to their own individual health insurance plans. The type of plan a parent would want for their young student depends a lot on the family’s current financial reality. In today’s health insurance market there are all kinds of policies for just about every budget. All these health plans offer a degree of protection that every parent would want for their child. Due to the internet, shopping for health insurance has become as easy as going to a instant quote search engine like AzHealthNow.com. All parents want to protect their children. I can think of no better peace of mind than knowing that my child has a good health insurance policy I can afford.

Parents with PPO and HMO type health insurance plans, face a particular set of problems when they have out of state bound college students. Often there is a reduction of benefits when a person leaves the network coverage area. In some cases the limitation may be so sever that only emergency care is provided. In this situation obtaining a individual health insurance is the best choice for any parent. Some health insurance companies offer a national network. So regardless of a person’s home of record they can obtain services out of state as long as the insurance company has coverage in that area. In this instance the benefits provided would not be reduced because of the open directory. Blue Cross Blue Shield of Arizona has such an agreement with its sister BCBS affiliates throughout the continental United States. Another option is to purchase a student health insurance policy from a carrier like Assurant Health. Unlike the cheesy student health policies colleges put in their welcome packages, Assurant’s plan is a very flexible major medical policy. (For more specific information about Assurant's student health plan click here)

For those lucky few who are going abroad to study there is only one good choice and that is to get an international health insurance policy. Again, thanks to the internet, obtaining a good international health insurance policy is as easy as clicking right here.

Making sure your young student has health insurance is the kind of peace of mind a parent needs when sending their child out into the world.