Arizona Child Only Health Insurance

A 2005 study by (SHADAC) and the US Census Bureau ranked Arizona in the bottom of all the United States for providing healthcare to children. The three worst states were Arizona, Louisiana and Mississippi. The state does have some very generous programs for low income families to obtain health insurance. KidsCare is the states version of the federally mandated SCHIP program and complements our states long standing Arizona Health Care Cost Containment System Care (AHCCCS) or Medicaid. Although we rank poorly in this survey, our elected officials have provided a generous healthcare plan for children 18 and under that are at risk due to economic factors. However, the state is at fault for not getting the word out so every child who qualifies gets the health insurance they deserve.

Most KidsCare members must pay an inexpensive monthly premium. The amount a family must pay is based on family income and the number of children who get KidsCare. Premiums will cost no more than $25 a month for one child or no more than $35 a month no matter how many children are in the household. For more information or to apply for KidsCare click here

What can a family do, if they don’t qualify for these great Arizona health insurance programs? There are only two choices: enroll at work for group coverage or get a child only health insurance policy. Depending on the age of the child these policies are generous and extremely affordable. Undoubtedly Blue Cross and Blue Shield of Arizona has the most generous and affordable child only policies in the state. As of June 2008 a ten year old boy or girl could have a “BluePreferred Basic” health insurance policy for $50.00 a month. For such a low premium many families should be considering taking their child/children off their work plan and enrolling them in a child/children only plan to save money. To get a quote on a BCBSAZ child only plan click here.

Due to the internet, shopping for health insurance has become as easy as going to an instant quote search engine like AzHealthNow.com. Here you can compare no obligation instant health insurance quotes from six top Arizona carriers. All parents want to protect their children.